Skimming devices are being used to clone debit and credit card information at petrol stations – and they are virtually undetectable, warns a fraud expert
A fraud specialist has delivered a serious alert to motorists following a surge in forecourt scams that could drain bank accounts completely.
Card skimming gadgets, frequently concealed in full view on payment terminals at self-service pumps, are being utilised to duplicate debit and credit card details – with victims remaining oblivious until it’s far too late.
Paul Hampson, CEO of fraud and scam recovery firm CEL Solicitors, cautions that the contactless and chip-and-PIN fraud can withdraw money from your account, as well as any overdraft facilities on the card, leaving many in financial hardship.
“These scams are designed to be virtually undetectable,” he said. “Criminals install fake card slots or hidden chips that skim your details as soon as you insert your card. It’s fast, silent and can affect anyone who isn’t on high alert.”
Filling stations prove perfect targets because motorists are frequently preoccupied and hurried – particularly during evening hours or at remote sites, reports Wales Online.
“The most common tactic is to fit a false front to the card machine, or place a tiny device inside the slot,” Mr Hampson explained.
“Some will even hide miniature cameras to record your PIN. These devices can be installed and removed in under a minute.”
Motorists are being urged to exercise extra caution at unmanned petrol pumps, particularly those operating round the clock.
While the most severe cases of skimming have been reported overseas, notably in the US, Mr Hampson warns that similar tactics are now being employed here in the UK, often going undetected until funds vanish from your account.
Signs of tampering
“If anything looks suspicious, don’t take the risk,” advised Mr Hampson. “Go inside and pay at the counter instead.”
He also suggests shielding the keypad when inputting your PIN, even if there’s no one else around. “Many victims feel embarrassed they were caught out, but these devices are sophisticated and hard to spot,” he said.
“The fault lies with the fraudsters – not you.”
If you suspect you’ve fallen victim to skimming, notify your bank immediately and monitor for any unusual activity. “Act fast,” Mr Hampson stressed.
“The sooner you flag it, the easier it is to freeze your card and limit the damage.”
He also called on petrol retailers to conduct more frequent checks on card machines and bolster security measures, especially at unmanned pumps.
“A quick check could save you hundreds,” he concluded. “Drivers need to stay alert.”
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